2019 Health Care Premium Comparison

Both health plans are administered by Aetna. Premiums are based on your annual base salary (Faculty and Staff, as of October 31, 2018; Technical Service as of September 30, 2018). Your 2019 premium contribution amount is effective January 1, 2019, and will remain constant for the entire year, regardless of salary increases, decreases, position changes, or job transfers throughout the year. Also, appointments of irregular duration will be adjusted as deemed appropriate when the appointment is updated.

The 2019 rate is reflected in the Benefits Open Enrollment message, located in your Workday Inbox, which you will see when you are making elections for next year. The premiums shown below are examples based on the exact salaries shown (up to $140,000). Your premiums will be based on your specific annual base salary (up to $140,00).

Use our Health Care calculator to help estimate your premiums for 2019.

Dually-Employed Spouses at Penn State

Faculty/Staff: If you and your spouse are both employed at Penn State and are currently covered under one spouse’s medical plan, your coverage election for 2018 must be made by the higher-paid spouse. It is important to note that while you may remain covered under one medical plan of the higher-paid spouse, you do have the option to move to separate plans if you wish.

Technical Service Employees: This applies if BOTH spouses are Technical Service employees; does not apply if the spouse is faculty or staff. It is important to note that while you may remain covered under one medical care plan of the higher-paid spouse, you do have the option to move to separate plan if you wish.

For reference, here are the possible combinations for employees choosing to be covered under one medical plan based on the above changes:

  • Faculty/Staff + Faculty/Staff = Must be covered under the spouse with the higher salary
  • Technical Service Employee + Technical Service Employee = Must be covered under the Spouse with the higher salary
  • Technical Service Employee + Faculty/Staff = Employees can choose which spouse will carry the policy

Faculty & Staff employees

Monthly premium contributions - PPO Savings Plan

Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 0.78% $19.50 $26.00 $32.50 $39.00 $48.75 $55.25 $65.00 $91.00
Two-Person 1.89% $47.25 $63.00 $78.75 $94.50 $118.13 $133.88 $157.50 $220.50
Parent/Child(ren) 1.75% $43.75 $58.33 $72.92 $87.50 $109.38 $123.96 $145.83 $204.17
Family 2.41% $60.25 $80.33 $100.42 $120.50 $150.63 $170.71 $200.83 $281.17
Monthly premium contributions - PPO Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 1.51% $37.75 $50.33 $62.92 $75.50 $94.38 $106.96 $125.83 $176.17
Two-Person 3.68% $92.00 $122.67 $153.33 $184.00 $230.00 $260.67 $306.67 $429.33
Parent/Child(ren) 3.41% $85.25 $113.67 $142.08 $170.50 $213.13 $241.54 $284.17 $397.83
Family 4.69% $117.25 $156.33 $195.42 $234.50 $293.13 $332.21 $390.83 $547.17

Technical Service employees

Bi-weekly premium contributions - PPO Savings Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 1.31% $15.12 $20.15 $25.19 $30.23 $37.79 $42.83 $50.38 $70.54
Two-Person 2.62% $30.23 $40.31 $50.38 $60.46 $75.58 $85.65 $100.77 $141.08
Parent/Child(ren) 2.46% $28.38 $37.85 $47.31 $56.77 $70.96 $80.42 $94.62 $132.46
Family 3.24% $37.38 $49.85 $62.31 $74.77 $93.46 $105.92 $124.62 $174.46
Bi-weekly premium contributions - PPO Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 2.71% $31.27 $41.69 $52.12 $62.54 $78.17 $88.60 $104.23 $145.92
Two-Person 5.86% $67.62 $90.15 $112.69 $135.23 $169.04 $191.58 $225.38 $315.54
Parent/Child(ren) 5.47% $63.12 $84.15 $105.19 $126.23 $157.79 $178.83 $210.38 $294.54
Family 7.35% $84.81 $113.08 $141.35 $169.02 $212.02 $240.29 $282.69 $395.77

For questions, contact Aetna at 1-855-878-4197.