2021 Health Plan Premium Comparison

Premium contributions are based on your annual base salary (faculty/staff as of October 31, 2020; Technical Service as of September 30, 2020). Your 2021 premium contribution amount is effective January 1, 2021. The 2021 rate is reflected in the Benefits Open Enrollment area of Workday, which you will see when you are making elections for next year. The premiums shown below are examples based on the exact salaries shown. Your premiums will be based on your specific annual base salary.

Dually-Employed Spouses at Penn State

If both spouses are employed by Penn State, medical coverage must be carried by the higher-paid employee. For Technical Service employees, this only applies if both employee and spouse are Teamsters members.

Faculty & Staff employees

Monthly premium contributions - PPO Savings Plan

Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 0.78% $19.50 $26.00 $32.50 $39.00 $48.75 $55.25 $65.00 $91.00
Two-Person 1.89% $47.25 $63.00 $78.75 $94.50 $118.13 $133.88 $157.50 $220.50
Parent/Child(ren) 1.75% $43.75 $58.33 $72.92 $87.50 $109.38 $123.96 $145.83 $204.17
Family 2.41% $60.25 $80.33 $100.42 $120.50 $150.63 $170.71 $200.83 $281.17
Monthly premium contributions - PPO Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 1.51% $37.75 $50.33 $62.92 $75.50 $94.38 $106.96 $125.83 $176.17
Two-Person 3.68% $92.00 $122.67 $153.33 $184.00 $230.00 $260.67 $306.67 $429.33
Parent/Child(ren) 3.41% $85.25 $113.67 $142.08 $170.50 $213.13 $241.54 $284.17 $397.83
Family 4.69% $117.25 $156.33 $195.42 $234.50 $293.13 $332.21 $390.83 $547.17

Technical Service employees

Bi-weekly premium contributions - PPO Savings Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 1.41% $16.27 $21.69 $27.12 $32.54 $40.67 $46.10 $54.23 $75.92
Two-Person 3.05% $35.19 $46.92 $58.65 $70.38 $87.98 $99.71 $117.31 $164.23
Parent/Child(ren) 2.84% $32.77 $43.69 $54.62 $65.54 $81.92 $92.85 $109.23 $152.92
Family 3.82% $44.08 $58.77 $73.46 $88.15 $110.19 $124.88 $146.992 $205.69
Bi-weekly premium contributions - PPO Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 2.88% $33.23 $44.31 $55.38 $66.46 $83.08 $94.15 $110.77 $155.08
Two-Person 6.21% $71.65 $95.54 $119.42 $143.31 $179.13 $203.02 $238.85 $334.38
Parent/Child(ren) 5.80% $66.92 $89.23 $111.54 $133.85 $167.31 $189.62 $223.08 $312.31
Family 7.79% $89.88 $119.85 $149.81 $179.77 $224.71 $254.67 $299.62 $419.46