Health Plan Premium Comparison - 2020

Premium contributions are based on your annual base salary (faculty/staff as of October 31, 2019; Technical Service as of September 30, 2019). Your 2020 premium contribution amount is effective January 1, 2020. The 2020 rate is reflected in the Benefits Open Enrollment area of Workday, which you will see when you are making elections for next year. The premiums shown below are examples based on the exact salaries shown. Your premiums will be based on your specific annual base salary.

DUALLY-EMPLOYED AT PENN STATE

Faculty/Staff or Postdoc: If you and your spouse are both employed at Penn State and are currently covered under one spouse’s medical plan, your coverage election must be made by the higher-paid spouse. It is important to note that while you may remain covered under one medical plan of the higher-paid spouse, you do have the option to move to separate plans if you wish.

Technical Service Employees: This applies if BOTH spouses are Technical Service employees; does not apply if the spouse is faculty or staff. It is important to note that while you may remain covered under one medical care plan of the higher-paid spouse, you do have the option to move to separate plan if you wish.

For reference, here are the possible combinations for employees choosing to be covered under one medical plan based on the above changes:

  • Faculty/Staff/Postdoc + Faculty/Staff/Postdoc = Must be covered under the spouse with the higher salary
  • Technical Service Employee + Technical Service Employee = Must be covered under the spouse with the higher salary
  • Technical Service Employee + Faculty/Staff/Postdoc = Employees can choose which spouse will carry the policy

Faculty, Staff, and Post Doc Employees

Please review the below sample premium contributions. Or, use our Health Care Calculator to help estimate your premiums for 2019.

Monthly premium contributions - PPO Savings Plan

Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 0.78% $19.50 $26.00 $32.50 $39.00 $48.75 $55.25 $65.00 $91.00
Two-Person 1.89% $47.25 $63.00 $78.75 $94.50 $118.13 $133.88 $157.50 $220.50
Parent/Child(ren) 1.75% $43.75 $58.33 $72.92 $87.50 $109.38 $123.96 $145.83 $204.17
Family 2.41% $60.25 $80.33 $100.42 $120.50 $150.63 $170.71 $200.83 $281.17
Monthly premium contributions - PPO Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 1.51% $37.75 $50.33 $62.92 $75.50 $94.38 $106.96 $125.83 $176.17
Two-Person 3.68% $92.00 $122.67 $153.33 $184.00 $230.00 $260.67 $306.67 $429.33
Parent/Child(ren) 3.41% $85.25 $113.67 $142.08 $170.50 $213.13 $241.54 $284.17 $397.83
Family 4.69% $117.25 $156.33 $195.42 $234.50 $293.13 $332.21 $390.83 $547.17

Technical Service Employees

Please review the below sample premium contributions. Or, use our Health Care Calculator to help estimate your premiums for 2019.

Bi-weekly premium contributions - PPO Savings Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 1.41% $16.27 $21.69 $27.12 $32.54 $40.67 $46.09 $54.23 $75.92
Two-Person 3.05% $35.19 $40.31 $50.38 $60.46 $75.58 $85.65 $100.77 $141.08
Parent/Child(ren) 2.84% $32.77 $43.69 $54.62 $65.54 $81.92 $92.85 $109.23 $152.92
Family 3.82% $44.08 $58.77 $73.46 $88.15 $110.19 $124.88 $146.92 $205.69
Bi-weekly premium contributions - PPO Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 (max)
Individual 2.88% $33.23 $44.31 $55.38 $66.46 $83.08 $94.15 $110.77 $155.08
Two-Person 6.21% $71.65 $95.54 $119.42 $143.31 $179.13 $203.02 $238.08 $334.38
Parent/Child(ren) 5.80% $66.92 $89.23 $111.54 $133.85 $167.31 $189.62 $223.08 $312.31
Family 7.79% $89.98 $119.85 $149.81 $179.77 $224.71 $254.67 $299.62 $419.46