Regular full-time faculty and staff can purchase this coverage for themselves only, or you can include your spouse and your children. AD&D insurance provides protection against financial losses due to accidental death or accidental dismemberment. This program is administered by Unum.
The group policy number is 292000.
During the annual open enrollment period, you may enroll in AD&D coverage without providing any medical information. The effective date of AD&D coverage is January 1st of the following year.
AD&D insurance provides protection against financial losses in the case of accidental death or dismemberment. You can choose between $10,000 and $300,000 in coverage. Family coverage is available for spouses for 60% and children for 20% of the insured amount.
|Principle Amount||Employee Only||Employee & Dependents|
Change in Coverage
You may change your coverage amount, and/or add dependent coverage, during the annual open enrollment period or within 31 days of having a change in family status. For details of what constitutes a change in family status, please see the Eligibility and Enrollment section within the AD&D Policy.
Conversion of Coverage
When you end your employment with Penn State, either at retirement or termination, you may convert your accidental death & dismemberment coverage to an individual policy.
You must complete an application and apply for these options within 31 days of your coverage termination.
To obtain an application, please contact Unum at 1-866-220-8460, Monday - Friday 8:00 am and 8:00 pm Eastern Time.