Premium Comparison

Premium contributions are based on your annual base salary (all employees as of September 30, 2023). Your premium contribution amount is effective January 1 of the plan year, and will remain constant for the entire year, regardless of salary increases, decreases, position changes, or job transfers throughout the year. Also, appointments of irregular duration will be adjusted as deemed appropriate when the appointment is updated. You may use the Health care Premium Calculator to better estimate your premiums. 

Additionally, brand new hires to the University will have benefit elections pro-rated based upon their hire date. If you have a current employee experiencing a job change, or an IRS qualifying lift event that causes your existing coverage to change in the middle of a pay period, the regular per pay benefit deductions will occur for the full pay period in which benefit elections or changes were made.

Dually-Employed Spouses at Penn State

If both spouses are employed by Penn State, medical coverage must be carried by the higher-paid employee. For Technical Service employees, this only applies if both employee and spouse are Teamsters members.

Faculty & Staff employees

Monthly premium contributions - Lion Advantage Plan

Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 $160,000 $180,000 $200,000
Individual 0.80% $20.00 $26.67 $33.33 $40.00 $50.00 $56.67 $66.67 $93.33 $106.67 $120.00 $133.33
Two-Person 1.93% $48.25 $64.33 $80.42 $96.50 $120.63 $136.71 $160.83 $225.17 $257.33 $289.50 $321.67
Parent/Child(ren) 1.79% $44.75 $59.67 $74.58 $89.50 $111.88 $126.79 $149.17 $208.83 $238.67 $268.50 $298.33
Family 2.46% $61.50 $82.00 $102.50 $123.00 $153.75 $174.25 $205.00 $287.00 $328.00 $369.00 $410.00
Monthly premium contributions - Lion Traditional Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000 $160,000 $180,000 $200,000
Individual 1.54% $38.50 $51.33 $64.17 $77.00 $96.25 $109.08 $128.33 $179.67 $205.33 $231.00 $256.67
Two-Person 3.76% $94.00 $125.33 $156.67 $188.00 $235.00 $266.33 $313.33 $438.67 $501.33 $564.00 $626.67
Parent/Child(ren) 3.49% $87.25 $116.33 $145.42 $174.50 $218.13 $247.21 $290.83 $407.17 $465.33 $523.50 $581.67
Family 4.79% $119.75 $159.67 $199.58 $239.50 $299.38 $339.29 $399.17 $558.83 $638.67 $718.50 $798.33

Technical Service employees

Bi-weekly premium contributions - Lion Advantage Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000
Individual 1.45% $16.73 $22.31 $27.88 $33.46 $41.83
Two-Person 3.14% $36.23 $48.31 $60.38 $72.46 $90.58
Parent/Child(ren) 2.93% $33.81 $45.08 $56.35 $67.62 $84.52
Family 3.94% $45.46 $60.62 $75.77 $90.92 $113.65
Bi-weekly premium contributions - Lion Traditional Plan
Coverage Salary % $30,000 $40,000 $50,000 $60,000 $75,000
Individual 2.97% $34.27 $45.69 $57.12 $68.54 $85.67
Two-Person 6.40% $73.85 $98.46 $123.08 $147.69 $184.62
Parent/Child(ren) 5.98% $69.00 $92.00 $115.00 $138.00 $172.50
Family 8.03% $92.65 $122.54 $154.42 $185.31 $231.63