PPO Plan
The PPO Plan is a traditional PPO plan. It has a lower deductible and a higher payroll deduction than the PPO Savings Plan.
Following are some features of the PPO Plan:
- Medical coverage is the same as for the PPO Savings Plan
- Physician network is the same as for the PPO Savings Plan
- Drug formulary is that same as for the PPO Savings Plan
- Includes an optional Medical Flexible Spending Account that allows subscribers to use pre-tax funds to pay for health care expenses incurred during the current plan year
- As part of Penn State's health insurance, employees have access to Teladoc, a simple way to get the care you need with the convenience you want
Faculty & Staff Monthly Premiums
The premiums below are examples based on the exact salaries shown (up to $140,000). Your premiums will be based on your specific annual base salary (up to $140,000).
Use our Health Care Calculator to help estimate your premiums.
| Coverage | Salary % | $30,000 | $40,000 | $50,000 | $60,000 | $75,000 | $85,000 | $100,000 | $140,000 |
|---|---|---|---|---|---|---|---|---|---|
| Individual | 1.51% | $37.75 | $50.33 | $62.92 | $75.50 | $94.38 | $106.96 | $125.83 | $176.17 |
| Two-Person | 3.68% | $92.00 | $122.67 | $153.33 | $184.00 | $230.00 | $260.67 | $306.67 | $429.33 |
| Parent/Child(ren) | 3.41% | $85.25 | $113.67 | $142.08 | $170.50 | $213.13 | $241.54 | $284.17 | $397.83 |
| Family | 4.69% | $117.25 | $156.33 | $195.42 | $234.50 | $293.13 | $332.21 | $390.83 | $547.17 |
Technical Service Premiums
The premiums below are examples based on the exact salaries shown (up to $140,000). Your premiums will be based on your specific annual base salary (up to $140,000).
Use our Health Care Calculator to help estimate your premiums.
| Coverage | Salary % | $30,000 | $40,000 | $50,000 | $60,000 | $75,000 | $85,000 | $100,000 | $140,000 |
|---|---|---|---|---|---|---|---|---|---|
| Individual | 2.88% | $33.23 | $44.31 | $55.38 | $66.46 | $83.08 | $94.15 | $110.77 | $155.08 |
| Two-Person | 6.21% | $71.65 | $95.54 | $119.42 | $143.31 | $179.13 | $203.02 | $238.85 | $334.38 |
| Parent/Child(ren) | 5.80% | $66.92 | $89.23 | $111.54 | $133.85 | $167.31 | $189.62 | $223.08 | $312.31 |
| Family | 7.79% | $89.88 | $119.85 | $149.81 | $179.77 | $224.71 | $254.67 | $299.62 | $419.46 |
To help calculate the costs for your medications, use the pharmacy pricing tools below:
Documents
- PPO Plan - Schedule of Benefits
- Aetna Health Insurance Book
- 2022 PPO Plan Technical Services Overview of Coverage
- 2022 PPO Plan Faculty & Staff Overview of Coverage
- 2022 Technical Services PPO Plan Summary of Benefits Coverage
- 2022 Faculty & Staff PPO Plan Summary of Benefits Coverage – Salary: Under $45,000
- 2022 Faculty & Staff PPO Plan Summary of Benefits Coverage – Salary: $45,001-$60,000
- 2022 Faculty & Staff PPO Plan Summary of Benefits Coverage – Salary: $60,001-$90,000
- 2022 Faculty & Staff PPO Plan Summary of Benefits Coverage – Salary: Above $90,000