Short-term Disability
Short-term disability coverage, provided by Unum, provides faculty and staff paid leave for illnesses and injuries lasting more than 14 or 30 days, up to 22 or 24 weeks, depending on which option you choose. You must exhaust all of your sick time prior to the short-term disability benefit providing income replacement. See the short-term disability plan document for more information. To enroll in short-term disability benefits, please visit Workday and Unum will contact you for the Evidence of Insurability process if it is applicable. You may enroll at any time as a late enrollee. For enrollment questions, please contact HR Shared Services at (814) 865-1473.
- Benefits are based on a per $10 of weekly benefit calculation
- Benefit amount is 60% to a maximum benefit of $1,500 per week.
- Maximum weekly covered salary is $2,500 ($130,000 of annual income)
Example: Employee earning $80,000 per year
Calculation: Annual base salary divided by 52 to determine weekly income
Weekly income ($1,538) x 60% = Weekly benefit ($923)
14-day elimination period option rate = .356 (rate reduced from .395 as of February 1, 2021)
Monthly cost: .356 X $923 = $329 divided by $10 = $32.90 per month (Rate x weekly benefit divided by $10 = monthly contribution)
30-day elimination period option rate = .234 (rate reduced from .265 as of February 1, 2021)
Monthly cost: .234 x $923 = $216 divided by $10 = $21.60 (Rate x weekly benefit divided by $10 = monthly contribution)
| Coverage | Monthly |
|---|---|
| Option 1: (14-day elimination period) | $0.356 |
| Option 2: (30-day elimination period) | $0.234 |
Claims
To file a disability claim, contact Unum. There are two methods to initiate your claim:
Phone: 1-866-860-2066
Online: www.unum.com/claims
Please see the short-term disability claim instructions. During your disability, you will be required to communicate your status with Unum and provide them with updates from your physician. Unum has a mobile app you can use to communicate and upload your supporting documents. During your leave of absence, you will work with Absence Management for all of your information and status updates. Please contact them at [email protected] or (814) 865-1782.